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It is never too early to start planning for a strong financial future nor it it ever too late to take steps to improve your current financial situation.

Every year, CBM’s financial planning team hosts a three-presentation series focused on improving your financial situation regardless of where you may be in life or in your career. Below is a description of each presentation, as well as the topics covered by each.

Financial Planning for Early-Career Stage Professionals

Who should participate? Professionals at the beginning of their careers, and/or those seeking a better understanding of personal finance fundamentals.

Building long-term financial security is a marathon, not a sprint. Many new-career professionals or those seeking a better grasp of personal finance fundamentals may lack an understanding of strategies and decisions they can make to establish a successful financial future. Rather than learning too late what choices could have been made earlier to accelerate your success, it is better to start now with a solid understanding of how today’s financial decisions will affect you years down the road.

Covered topics include:

  • Identifying your net worth
  • Budgeting and understanding your cash flow
  • Cash management and considerations for first home purchases
  • Financial planning and retirement general concepts
  • Career choices and future considerations

During each session, the presenters will also allow time for your questions.

Upcoming Session: September 10, 2020 (11 am – 12 pm). 


Financial Planning for Mid-Career Stage Professionals

Who should participate? Mid-career professionals, looking for an opportunity to re-evaluate their current financial planning strategies and determine if any small or more significant course corrections can put them on the road to long-term financial success.

Established professionals with successful careers may feel they have made all the financial decisions they need to put them on a strong footing for the future. But it’s never a bad time to re-evaluate earlier decisions to determine if they continue to serve your long-term financial goals. Join CBM for a session focused on helping mid-career level professionals understand opportunities to keep their net worth growing during the second half of their careers.

Covered topics include:

  • Growth Investment Strategies
  • Tax Efficiency of Your Investments
  • Retirement Planning: Are You On Track?
  • Catching-up Strategies (if you started late)
  • Early Retirement
  • 529 College Savings Plans
  • Purchasing a Second Home
  • Divorce Considerations / Post-Divorce Planning
  • Basics of Estate Planning

Grow Your Net Worth: Top Strategies for Retirement and Post-Career Planning

Who should participate? Professionals nearing the end of their career and/or planning for retirement.

As career professionals begin to look forward to retirement, some new and important considerations lead to a whole array of decisions. This is especially true in 2020 with the passage of the SECURE (“Setting Every Community Up for Retirement Enhancement”) Act, which can have a significant impact on pre- and post-retirement planning. The end of one’s career continues to present opportunities to make good financial planning decisions and ensure that current investments and assets will last for years to come.

During this session, CBM’s presenters will discuss:

  • Portfolio Protection Mechanisms
  • Your Retirement Plan – How Financially Secure Is It?
  • Importance of Market Volatility to Cash Flow
  • Cash Flow and Debt Management
  • Gifting Strategies to Children and Charities
  • Tax-Efficient Wealth Transfers
  • Estate Planning
  • Tax Considerations in Retirement
  • Roth Conversion Strategies
  • Social Security Strategies